Navigate Life's Uncertainties with Confidence. Everyday Group, we tailor secure financial futures with personalized, expert-driven life insurance solutions.
Discover tailored life insurance solutions that promise security and peace. With options from term to universal, we safeguard your family's future every step of the way.
Explore Tailored Insurance Solutions for Every Stage of Life
Whole Life Insurance: Lifelong coverage with a savings component to build cash value, ensuring financial security and support for your loved ones.
Affordable, flexible coverage for set periods, ideal for addressing specific financial protection needs without a long-term commitment.
YOU ONLY NEED TO TALK TO TO US WHEN YOU'RE READY!
Customizable life insurance with investment opportunities and adjustable premiums, ensuring flexibility for changing financial situations and life stages.
Comprehensive estate planning to ensure seamless wealth transfer, reducing taxes and providing financial security for your beneficiaries.
FAQs
Answers to Your Key Queries on Life Insurance Policies and Planning.
What differentiates Everyday Group from other providers?
We prioritize transparent communication and personalized plans tailored to individual needs.
How do I choose the right type of life insurance?
Choosing the right insurance depends on your needs including financial goals, family commitments, and income.
Can I change my life insurance policy once its in place
Yes, adjustments can be made as your life circumstances change. Upgrades or modifications can be integrated to better fit your evolving needs.
What happens if I miss a premium payment?
If a payment is missed, there typically is a grace period allowing the payment to be paid without any penalty. However, consistent non-payment might result in policy lapse. We advise keeping in communication with us to explore options that might be available during financial hardships.
Is the cash value of my life insurance policy taxable?
The cash value growth is tax-deferred. Taxes are due only when the cash value is withdrawn and exceeds your policy premiums.
Who should I name as my beneficiary?
Your beneficiary should be someone who would be financially impacted by your death, such as a spouse, child, or a close relative. It’s important to update your beneficiary designation as life events occur, like marriage, divorce, or the birth of a child.